Country Bank

Expertise Makes All The Difference

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When you arrive at a certain size, your banking needs become more complex. You need a bank that can keep up. It’s why we offer sophisticated capabilities, customized problem-solving, higher lending limits, industry expertise, and highly responsive service. We know what’s at stake here. And you can trust we’ll get it done.

Joseph Searles

One of the things Country Bank understands very well is manufacturing. Cyclicality is a big thing in our industry, and we’ve been able to capture every opportunity.

Joseph Searles Co-Owner,
International Container Company, Holyoke

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Cash Management Makes All The Difference

Improve cash position, enhance security, and realize more opportunity with far less work. These services take care of your business.

ACH
Origination


Gain more control

Gain insight and increased control over your payables processes, while dramatically increasing the efficiency of your disbursement operations. With the Automated Clearing House (ACH) service, your customers’ regularly scheduled payments can be electronically deposited to your Country Bank checking account automatically.

Remote
Deposit Capture


Save more time

Remote deposit capture allows you to scan checks and transmit scanned images to Country Bank for posting and clearing from the comfort of your office. Checks can be scanned to create a digital deposit. This digital deposit is then transmitted over an encrypted internet connection to Country Bank for clearing and posting.

Line of
Sweep Credit


Optimize your cash

Our line of credit sweep automatically moves your company’s cash to where it benefits your business the most. Pay down your line of credit or replenish your business checking account. Reduce time and cost associated with monitoring daily liquidity, by making automated daily borrowing/investment decisions after all transactions have been posted to the deposit account.

Positive
Pay


Prevent ACH fraud

Positive pay is the most powerful tool available to combat check fraud. This service monitors each check presented and matches it to a list of known issued checks. If there is a question or discrepancy, we flag it and let you know.

Jackson Restrepo

They’ve been pivotal in how we’ve managed to grow. They have been a tremendous guide for us.

Jackson Restrepo, Woo City Property Management, Worcester

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The Right Loan Makes All The Difference

When done right, a loan can be the difference-maker in helping your business get ahead. You can count on our lenders to customize a solution that serves the unique needs of your business. A loan that’s flexible, allows for higher lending limits, and delivers on the promises made to you. Trust the relationship. Trust the loan.

Meet Our Commercial Lending Team

How Can We Make A Difference?