Kasasa Cash® Checking

Open Account

Enjoy high interest earnings and refunds on ATM withdrawal fees.*

We're committed to helping you prosper — that's why we offer free checking that pays in meaningful ways. Kasasa Cash® Checking pays up to 2.00% APY* on balances up to $20,000 every month, just for doing banking basics you probably already do.

You'll also get refunds on your ATM withdrawal fees up to $4.99 per transaction with an aggregate total of $25, nationwide — so every ATM is your ATM. Link your account to a free Kasasa Saver® to make saving easy. You can also visit us today to open your account in minutes.

Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash® Checking account during each Monthly Qualification Cycle.

  • Have at least 12 Country Bank debit card purchases post and settle
  • Have at least 1 bill pay, 1 automatic ACH transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive eStatements


  • Free checking that pays high interest
  • 2.00% APY* on balances up to $20,000
  • 2.00% to 0.54% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay - Sign up today!
  • Free eStatements 
  • Free mobile banking 
  • Free debit card
  • Unlimited check writing
  • $10 minimum deposit to open

And if you don't meet these qualifications, don't worry.
You still have a free account. Plus, you'll earn our base rate of 0.05% APY*. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information: Have at least 1 direct deposit, one automatic ACH transaction, or bill pay transaction post and settle; have at least 12 Country Bank debit card purchases post and settle; and be enrolled in and agree to receive e-Statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $20,000 receive Annual Percentage Yield (APY) of 2.00%; and balances over $20,000 earn 0.25% interest rate on the portion of balance over $20,000, resulting in a range from 2.00% to 0.54% APY depending on the account’s balance and (2) you will receive reimbursements up to $4.99 per transaction, with an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions, and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Rates and rewards are variable and may change after account is opened. ATM fee reimbursements may be tax reportable, please consult your tax advisor. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $10.00 minimum deposit is required to open the account. Limit 1 account per social security number. Contact our Customer Care Center for additional information. Member FDIC/Member DIF. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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