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Our new Ludlow branch located at 64 Cherry Street is now open!
All offices will close at 4PM on Wednesday, October 24th so the staff can attend our annual Health Fair.

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We are here to help you reach your financial goals

Choose from a variety of consumer loans to help you purchase that new car you have really been wanting or installing a new pool in your back yard. We’d be delighted to assist you with the process.

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  • Home Equity Line of Credit

    A Home Equity Line of Credit may provide a significant tax advantage; be sure to consult with your tax advisor regarding the deductibility of interest. For the first 10 years you can draw on your line. During this time you will be billed for interest only. After 10 years, the draw period ends and you begin making fixed principal and interest payments over the next 15 years.

    Our Country Convertible Equity Line of Credit gives you the option to convert all or a portion of your equity line into a fixed-rate loan.

    See Rates      Apply Now

    Overdraft LOC

    Our Overdraft Line of Credit offers overdraft protection for your personal checking account. If your checking account goes in the negative, an advance from the LOC will transfer funds into the checking account to pay the check/debit.

    See Rates      Download a Consumer Loan Application

  • Credit Booster Loan

    The Credit Booster Loan† is a loan designed to help you build or repair your credit. The loan amount is held by the bank as collateral. Loan proceeds become available as payments are made and if payments are made on time it may help build or repair your credit! As an added incentive to make payments on time, you will receive a credit up to a maximum of $50 when the loan is paid off.

    See Rates      Download a Consumer Loan Application

    † Must be 18 or older to apply

     

    Auto and Motor Home Loans

    Whether you are looking to purchase a new or used car or motorcycle, our fast and easy application process and quick turn around will have you on the road in no time. Looking to explore the wilderness and have a little outdoor fun? We offer financing for motor homes! Our convenient and flexible terms are designed to meet your borrowing needs and budget.

    See Rates      Download a Consumer Loan Application

  • Personal Loans

    Its flexible features and simple application process makes this a very popular loan option. Our competitive rates make your payments easy and affordable; you may even qualify for more than you think!

    See Rates      Download a Consumer Loan Application

    Home Improvement Loans

    Your home is one of the best investments you can make, and home improvements can help increase the value of your investment. So whatever you’re looking to do – a home improvement loan from Country Bank can help make it happen. The maximum amount available for our home improvement loans is $10,000.

    See Rates      Download a Consumer Loan Application

  • Mass Save HEAT Loans

    Country Bank has joined The Mass Save HEAT Loan Program to offer qualified customers the opportunity to apply for an interest free loan for installing energy efficient heating improvements in their homes for up to $15,000. To qualify you must have a Mass Save Energy Assessment completed along with a contractor proposal and associated documents for eligibility. For more information regarding Mass Save HEAT Loans, visit their website at masssave.com or simply give us a call at 800-322-8233. You may also call (866) 527-7283 to schedule a free home energy assessment through Mass Save in order to access this incentive.

    Optional Loan Services

    • Automatic Payments to have your monthly payment deducted from one of your accounts with Country Bank or another bank

*If payment is automatically deducted from a Country Bank checking or savings account, the interest rate will be reduced by 0.250 percentage interest points. New accounts must be opened prior to closing.