Retirement Accounts

IRA Types    Benefits
A Traditional IRA is a special tax-favored savings account. It allows for tax-deductible contributions for most people. Most important, earnings are not taxed until you begin to withdraw from your IRA.
View our rates!
A Roth IRA is a great savings option. Although contributions are not deductible, withdrawals are tax-free and penalty-free as long as certain conditions are met.
SEP IRA        A SEP IRA is a written agreement under which an employer contributes money to their employees' Traditional/SEP IRA. Once funds are contributed, it becomes the responsibility of the employee to manage their IRA investments. This is a great choice for an employer or self-employed person looking for an inexpensive and easy-to-administer retirement plan.

Account Types & Features Statement Savings Certificates of Deposit
Telephone Banking FREE FREE
Minimum to Open Account $10 $500
Minimum Balance to Earn Interest $3 $500

To schedule an appointment with one of our friendly, knowledgeable professionals from our Retail Banking team or for more information on our products and services, please fill out our Contact Us Form to help us better assist you.

Additional Services:

  • Safe Deposit Boxes
  • Money Orders and Treasurer's Checks
  • Foreign and Domestic Wire Transfers
  • Bank-by-Mail
  • Complimentary Notary Services
  • Medallion Signature Guarantees for bank customers  Medallion Stamp Customer Checklist
Country Bank is a full-service, mutual savings bank with 14 branch locations helping the families and businesses of central and western Massachusetts. For the

best mortgage rates in MA

home equity lines of credit MA

‚ or a

free checking account MA

‚ Country Bank is the place to go. Businesses also get what they need to compete, with

business loans MA

mobile banking MA

business checking accounts MA

‚ and

commercial lines of credit MA