Retirement Accounts

IRA Types    Benefits
A Traditional IRA is a special tax-favored savings account. It allows for tax-deductible contributions for most people. Most important, earnings are not taxed until you begin to withdraw from your IRA.
ROTH IRA
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A Roth IRA is a great savings option. Although contributions are not deductible, withdrawals are tax-free and penalty-free as long as certain conditions are met.
SEP IRA        A SEP IRA is a written agreement under which an employer contributes money to their employees' Traditional/SEP IRA. Once funds are contributed, it becomes the responsibility of the employee to manage their IRA investments. This is a great choice for an employer or self-employed person looking for an inexpensive and easy-to-administer retirement plan.

Account Types & Features Statement Savings Certificates of Deposit
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Minimum to Open Account $10 $500
Minimum Balance to Earn Interest $3 $500

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Country Bank is a full-service, mutual savings bank with 14 branch locations helping the families and businesses of central and western Massachusetts. For the

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