Financial Literacy Programs

Country Bank is proud to support financial literacy through our fun and educational programs designed for students of all ages. We have a variety of programs to fit the needs of students from grades PreK-College. These programs, along with our customized programs, educate students on the importance of Financial Literacy.

We all know how important it is to start saving early, but sometimes; this is the last thing on our youth’s mind. We live in a society where it is very easy to spend your money rather than save it. We are here to help! Our Savings Makes Sense School Banking Program, Credit For Life Fairs and The Next Step Programs are available at school all across central Massachusetts!

Teachers - Customized Programs Available

Do you have an idea for a Financial Literacy Program that you would like us to help with? No matter what level your students are at, we can customize a program to fit the needs of your students and possibly incorporate it into a lesson you’re currently working on. Whether your students are learning about money, how to make change or how to create a budget, we’d love to help! We have many resources, including games, to help create a fun and educational experience. 

We also sponsor the following to support our students and teachers: 

  • Financial Literacy Programs for all ages
  • Community Reading Days
  • Career Days
  • National Teach Children to Save Day – American Bankers Association
  • Get Smart About Credit Day – American Bankers Association

To learn more about our programs, please contact Jodie Gerulaitis, Financial Education Officer, at 800-322-8233 or visit us online at countrybankforstudents.com.  

Savings Makes Sense

School Program

Our Savings Makes Sense School Banking Program is designed to teach students the importance of banking, economics and finance. Students learn how to save money as well as the importance money has in our society. Enrolled students, become actively involved in the program by depositing funds at school during “banking day” into a statement savings account established at Country Bank.

Each participating school has a specially designed banking booth to serve as the “branch.” Students, under the guidance of bank representatives, perform the operation of accepting deposits on designated banking days.

Because the account is a real statement savings account, students can also make deposits or withdrawals at any Country Bank branch during normal business hours. Withdrawals are not allowed at school.

In addition to learning valuable lessons on saving money, enrolled students will also be rewarded for doing so. Students receive an incentive after every sixth banking day. 

We are proud to have 29 schools participate in this program.

  • Brimfield Elementary School  
  • Charlton Elementary School  
  • Charlton Middle School
  • Chestnut Hill Community School
  • Cold Spring School
  • Hardwick Elementary School
  • Heritage School
  • Holland Elementary School
  • Jabish Brook Middle School
  • Knox Trail Junior High School
  • Leicester Memorial School
  • Leicester Middle School
  • Leicester Primary School
  • Mile Tree Elementary School
  • New Braintree Grade School
  • Oakham Center School
  • Old Mill Pond Elementary School
  • Palmer High School
  • Paxton Center School
  • Soule Road School
  • Stanley M. Koziol Elementary School
  • Stony Hill School
  • Swift River Elementary School
  • Tatnuck Magnet School
  • Wales Elementary School
  • Ware Jr/Sr High School
  • Ware Middle School
  • West Brookfield Elementary School  
  • Wire Village School

 

Branch Program

If you are not enrolled at one of our participating schools then you can join our Savings Makes Sense Branch Program! The account is a real statement savings account, so students can also make unlimited deposits or withdrawals at any Country Bank branch during normal business hours. 

In addition to learning valuable lessons on saving money, enrolled students will also be rewarded for doing so! Students will receive a stamp for every deposit*. After their 6th stamp they qualify for an incentive.

*Limit 2 stamps per month

 

 

Additional Financial Literacy Programs for all ages

Country Bank customizes programs to fit the needs of students every day. Whether students are learning how to make change, how to create a budget, or just about the importance of money in everyday life, we love to help! We have many resources, including games, to help create a fun and educational experience. Additional examples are:

  • Community Reading Days
  • Career Days
  • National Teach Children to Save Day – American Bankers Association
  • Get Smart About Credit Day – American Bankers Association
  • Financial Literacy Exercises

Award Winning - Credit for Life Program

Award Winning - Credit for Life Program The Credit for Life Fair is a financial literacy exercise where high school seniors are asked to make decisions on how to spend their money. Students role-play the position of a 25-year old adult with a career, a salary, and a credit score.  They are assigned a mock checking and savings account balance and possibly a student loan payment, depending on the career they selected. Based on their mock salary, they must make decisions that affect their finances, such as renting an apartment on their own or having a roommate, buying or leasing a vehicle, purchasing furniture, and saving for their retirement. There is a booth set up for each financial decision the students will have to make.  Our goal for the students is to have a better understanding of their future fiscal responsibilities. We teach them about balancing a budget and making choices about their finances. They also learn how one financial choice can greatly impact another.

One of the most important booths at the Credit for Life Fair is the credit score booth. We use this booth to educate the students on what a credit score is and how their future will be impacted with a low, med, or high credit score. Students are given a completely random credit score at the very beginning of the fair which will greatly affect their experience.

Lastly, credit counselors will review each student’s final budget one-on-one to ensure solvency or to help students learn how to live within their budget. Managing their own budget and seeing the actual cost of things will leave students with a whole new perspective on real-life financial management.

We are proud to have 11 High Schools participate in this program.

  • Belchertown High School
  • Eagle Hill School
  • Leicester High School
  • Minnechaug Regional High School
  • Monson High School
  • Palmer High School
  • Pathfinder Regional High School
  • Quabbin Regional High School
  • Quaboag Regional High School
  • Tantasqua Regional High School
  • Ware High School

Watch the video to see the fun we have!

Additional Financial Literacy Programs

  • Junior Achievement Program – 8 Financial Lessons
  • Career Days
  • Financial Literacy Exercises
  • Customized programs available upon request

The Next Step

The Next StepThe Next Step is a Financial Literacy exercise where college students are asked to step into their very near future by visiting 10 financially informative booths to make real world decisions.

Students will learn about many of the “next steps” that they will encounter after they graduate from college. They will learn that the decisions they make today, will affect their finances in the future, such as the unexpected expenses of owning a vehicle, saving for retirement, renting an apartment or owning a home and how location can be a deciding factor in their finances. The booths the students will visit include: Credit, Housing, Student Loans, Insurance, Budgeting, Fraud Prevention, Transportation, Savings & Investing, Career Development and Employment Benefits. Our goal is for students to have a better understanding of their future fiscal responsibilities. We teach them about balancing a budget and making educated choices about their finances. They also learn how one financial choice can greatly impact another.

One of the most important booths at The Next Step Fair is the Credit booth. This booth will educate students on what a credit score is and how their future will be impacted by a low, medium, or high credit score. Students can pull their own free credit report during the fair, which may give them a dose of reality they may not be expecting. Whether they have a good or poor credit score, managing their own budget and seeing the actual cost of things will leave them with a whole new perspective on real-life financial management and what steps they can take to be financially successful.

If you would like more information about The Next Step, please contact Jodie Gerulaitis, Financial Education Officer, at 1-800-322-8233, ext. 2024

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