High School

Award Winning - Credit for Life Program Award Winning - Credit for Life Program

The Credit for Life Fair is a financial literacy exercise where high school seniors are asked to make decisions on how to spend their money. Students role-play the position of a 25-year old adult with a career, a salary, and a credit score.  They are assigned a mock checking and savings account balance and possibly a student loan payment, depending on the career they selected. Based on their mock salary, they must make decisions that affect their finances, such as renting an apartment on their own or having a roommate, buying or leasing a vehicle, purchasing furniture, and saving for their retirement. There is a booth set up for each financial decision the students will have to make.  Our goal for the students is to have a better understanding of their future fiscal responsibilities. We teach them about balancing a budget and making choices about their finances. They also learn how one financial choice can greatly impact another.

One of the most important booths at the Credit for Life Fair is the credit score booth. We use this booth to educate the students on what a credit score is and how their future will be impacted with a low, med, or high credit score. Students are given a completely random credit score at the very beginning of the fair which will greatly affect their experience.

Lastly, credit counselors will review each student’s final budget one-on-one to ensure solvency or to help students learn how to live within their budget. Managing their own budget and seeing the actual cost of things will leave students with a whole new perspective on real-life financial management.

We are proud to have 11 High Schools participate in this program.

  • Belchertown High School
  • Eagle Hill School
  • Leicester High School
  • Minnechaug Regional High School
  • Monson High School
  • Palmer High School
  • Pathfinder Regional High School
  • Quabbin Regional High School
  • Quaboag Regional High School
  • Tantasqua Regional High School
  • Ware High School

To see a video of all the fun we have, click here! 

Additional Financial Literacy Programs

  • Junior Achievement Program – 8 Financial Lessons
  • Career Days
  • Financial Literacy Exercises
  • Customized programs available upon request





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