Important Notice: Our Four Corners location will be closing effective August 31st and will be closed on Saturdays beginning Saturday, May 21st. Click Here for more details.
If you’re planning an upcoming trip, your to-do list is probably already a mile long. But before you leave, don’t forget to let us know! If your plans take you outside of your normal spending area, we have a few simple steps you can take to ensure your debit card continues to work.
It is our neighborly duty to protect you and your information from fraudsters. That’s why we offer a Mastercard debit chip card that provides enhanced security to safeguard your information. Our debit chip card also provides the convenience of making purchases wherever Mastercard is accepted and access to cash 24/7 via ATM or through cash back when making a purchase.
Don’t have a Chip Card? Visit any one of our branch locations to receive one – the same day!
Please keep in mind when making online purchases with your debit card, you may need to give us a call prior to authorizing the debit to ensure the transaction goes through.
Because we believe in making life easier, our debit card also has these features and benefits:
A chip (or EMV) card has an embedded microchip that provides enhanced security and protection against fraud. Card information on the chip is encrypted and creates a single-use code which makes it extremely difficult to counterfeit. The chip is on the front of the card while the magnetic strip is still on the back of the card so you are able to use your card at chip-enabled and magnetic strip terminals.
Europay, MasterCard and Visa (EMV) established chip card standards so they are commonly used around the world making them easier to use outside of the U.S. as well as, in the U.S. as more merchants move to these standards.
Each ATM or merchant terminal may be different so the rule of thumb is to “follow the prompts.” You will be prompted to re-insert your chip card after swiping your magnetic strip and most terminals and ATMS require you to leave your card in the terminal until the transaction is complete.