PERSONAL UNSECURED LOANS

BRING YOUR PLANS TO LIFE WITH PERSONAL LOANS TAILORED TO YOUR NEEDS

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LOW RATES, BIG SAVINGS

PERSONAL LOAN RATES

Give your plans the boost they deserve by taking advantage of our competitive personal loan rates. Whether you’re looking to cover medical expenses, complete home improvements, take a vacation, or cover unexpected costs, we’ve got you covered.

Rate Effective Date: October 11, 2024

ProductTermInterest RateAnnual Percentage RateMonthly Payment per $1,000
Personal Unsecured*36 Months14.000%14.000%$34.18

Minimum loan: $800

Maximum loan: $5,000

All rates are subject to change without notice.
All loans are subject to credit approval.
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.

Year of VehicleMax TermInterest RateAnnual Percentage RateMonthly Payment per $1,000
2022-202460 Months6.500%6.500%$19.57*
2022-202472 Months6.750%6.750%$16.93*
2019-202160 Months7.000%7.007%$21.09*
2018 & older36 Months6.750%6.750%$32.76*

Minimum loan: $800
Minimum term: 12 months
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.
All Loans Subject to Credit Approva
l

ProductTermInterest RateAnnual Percentage RateMonthly Payment per $1,000
Credit Booster**36 Months8.000%Prime Rate:
8.000%
$31.34

Credit Booster Minimum $200.00 Max $3,000.00.
Minimum term: 12 months

All rates are subject to change without notice.
All loans are subject to credit approval.
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.

Fixed Rate Collateral Loan: 3% above Prime rate with a minimum rate of 6%* Maximum loan amount up to 95% of the available balance of the collateral account. Maximum term of 36 months.

*If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate
will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.

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PERSONAL LOAN FEATURES

Borrow Up to $5,000

With no equity or collateral required, you can count on personal loans for an affordable and straightforward borrowing option.

Create Your Ideal Payment

Create a monthly payment that fits into your budget with personal loan terms ranging from 12-36 months.

Save More

Reduce your personal loan interest rate by 0.250 percent when you set up automatic deduction from your new or existing Country Bank checking or savings account.*

Disclosure: *New accounts must be opened prior to closing.

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PERSONAL LOANS ARE GREAT FOR:

Debt Consolidation

Wedding Expenses

Once in a Lifetime Adventures

Emergency Repairs

Home Improvements

Medical Bills

Education Expenses

Moving Costs

How much can I afford?

PERSONAL LOAN CALCULATOR

This calculator is for informational purposes only and its use does not guarantee an extension of credit. Your actual term and payment will be provided upon acceptance of a Country Bank Loan.

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WHAT IS A PERSONAL LOAN?

If you are short on cash, personal loans may be the best solution to provide you with some financial relief. No matter what expense life has thrown your way, you can feel confident that a personal loan can make a difference and help you get the job done.

It’s important to understand the pros and cons of each loan option so you can select the best loan for your needs. As an unsecured loan, no collateral is required which makes for a fast loan approval process. It also may mean that personal loan rates may be slightly higher than those of other loan alternatives that do require collateral such as a Home Equity Loan. 

Personal loans also feature a fixed rate, so you can stay on budget knowing your exact loan payment and payoff date. 

DOWNLOAD AN APPLICATION
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HOW TO GET A PERSONAL LOAN

Applying for a personal loan is simple! Here are a couple of steps to get you started: 

 

STEP ONE: Gather your financial documents to help streamline the personal loan application process. Collect your government-issued ID, proof of income, pay stubs, and proof of residence.

STEP TWO: Consider opening a Country Bank checking account or savings account before you apply. This allows you to reduce your personal loan interest rate by 0.250 percent when you set up an automatic deduction from your Country Bank account.

STEP THREE: Complete an application. Fill out the application on your own or with the help of our personal loan experts. Country Bank takes pride in being based in Massachusetts, so you can count on fast, local decisions. 

 

 

APPLY NOW
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DEBT CONSOLIDATION: START YOUR JOURNEY TO DEBT-FREE LIVING

Tired of juggling multiple bills each month? Debt consolidation using a personal loan may be a smart financial move for your future.

APPLY NOW

EMPOWER YOUR FUTURE

PERSONAL LOAN RESOURCES

Making smart choices with money can make a major difference in your life. Take advantage of these tools and tips to stay one step ahead and secure your financial future.

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FINDING YOUR SOLUTION

PERSONAL LOAN FAQS

What information do I need to apply for a personal loan?

Here’s the information you need to have available at the time you apply.

Is there a minimum amount I can borrow in a personal loan?

Yes, $800 is the minimum amount you can take out for a personal loan.

How big of a personal loan can I get?

The maximum amount you can borrow with a personal loan is $5,000.

HOW CAN WE HELP YOU

CUSTOMER SERVICE

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Locations

Experience the difference of exceptional service when you stop by a local banking center.

FIND LOCATIONS
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FAQs

Elevate your understanding with answers to our most common questions.

GET ANSWERS
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Contact Us

Connect with your local banker by giving us a call or sending an email.

GET IN TOUCH
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BANK SMARTER

MANAGE YOUR PERSONAL LOAN WITH MOBILE BANKING

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Pay Your Personal Loan

Enjoy the convenience of paying your personal loan anytime, anywhere.

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Monitor Your Loan Balance

Take charge of your finances with easy access to your outstanding personal loan balance.

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Make an Extra Payment

Save money and pay off your personal loan early when you make an extra payment toward the principal of your loan.