BUSINESS LINE OF CREDIT

ACTIVATE YOUR BUSINESS’S FINANCIAL SAFETY NET

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BUSINESS LINE OF CREDIT FEATURES

Competitive Rates

Affordable business line of credit rates mean unlimited business potential.

Flexible Funds

Withdraw only what you need with a business line of credit and only pay interest on what you use.

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ADAPT AND GROW WITH A BUSINESS LINE OF CREDIT

Working Capital

Inventory

Seasonal Needs

Equipment Repairs

Expansion

Managing Cash Flow

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WHAT IS A BUSINESS LINE OF CREDIT?

Fuel Your Business

A business line of credit is a very flexible borrowing option. It provides access to funds up to a predetermined limit, which you can draw from as needed. Unlike a traditional loan where you receive a lump sum upfront, a line of credit allows you to borrow and repay funds on an ongoing basis. Once repaid, the credit becomes available for future use without needing to reapply.

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THE RIGHT BUSINESS LINE OF CREDIT TO MANAGE YOUR BUSINESS

Business Line of Credit

Businesses should stick together! Have confidence funding is available when you need it. 

Business Express Line of Credit

Time is money! With a streamlined application process and fast local decisions, you can access up to $25,000 in as few as 3 business days. More Business Express Line of Credit perks include no application fee, no annual fee, and no documentation fee.

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HERE’S HOW TO GET A BUSINESS LINE OF CREDIT

Applying Is Simple

As a business owner, we understand how valuable every moment of your day can be. If you are ready to apply for a business line of credit, contact a business banking lender today!

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THE DIFFERENCE IS IN THE DETAILS

CASH MANAGEMENT SOLUTIONS FOR YOUR BUSINESS

We strive to make life easier for those who put their blood, sweat, and tears into building something that makes our communities better. Explore these cash management options to save you time and simplify your finances.

BUILDING STRONGER COMMUNITIES, ONE LOAN AT A TIME

COMMERCIAL LENDING OFFICERS

When done right, a loan can be the difference-maker in helping your business get ahead. You can count on our lenders to customize a solution that serves the unique needs of your business. A loan that’s flexible, allows for higher lending limits, and delivers on the promises made to you. Trust the relationship. Trust the loan.

Jessica McGarry

SENIOR VICE PRESIDENT, COMMERCIAL BANKING TEAM LEAD jmcgarry@countrybank.com Direct Dial: 413-277-2065 Fax: 866-638-8771

EMAIL JESSICA

Ben Leonard

SENIOR VICE PRESIDENT, COMMERCIAL BANKING TEAM LEAD bleonard@countrybank.com Direct Dial: 413-277-2119 Fax: 866-638-8771

EMAIL BEN

Shane Elder

FIRST VICE PRESIDENT, BUSINESS BANKING TEAM LEAD COMMERCIAL LOAN OFFICER selder@countrybank.com Direct Dial: 413-277-2112 Cell: 508-440-1616

EMAIL SHANE

Ryan Nauman

VICE PRESIDENT, COMMERCIAL LENDER rnauman@countrybank.com Direct Dial: 413-277-2067 Fax: 866-638-8771

EMAIL RYAN

Seth Arvanites

VICE PRESIDENT, COMMERCIAL LENDER sarvanites@countrybank.com Direct Dial: 413-277-2106 Fax: 866-638-8771

EMAIL SETH

Michael Demarco

VICE PRESIDENT, COMMERCIAL LENDER mdemarco@countrybank.com Direct Dial: 413-277-2073 FAX: 866-638-8771

EMAIL MICHAEL

Patrick O’Hara

VICE PRESIDENT, COMMERCIAL LENDER pohara@countrybank.com Direct Dial: 413-277-2111 Fax: 866-638-8771

EMAIL PATRICK

Jolene Mastalerz

VICE PRESIDENT, PORTFOLIO MANAGER jmastalerz@countrybank.com Direct Dial: 413-277-2113

EMAIL JOLENE

Sarah Yurkunas

COMMERCIAL LOAN RELATIONSHIP OFFICER syurkunas@countrybank.com Direct Dial: 413-277-2158

EMAIL SARAH

Samuel Pursey

COMMERCIAL LOAN RELATIONSHIP OFFICER SPursey@countrybank.com Direct Dial: 413-277-2043

EMAIL SAMUEL

Carla Alves

VICE PRESIDENT, BUSINESS BANKING LOAN OFFICER calves@countrybank.com Direct dial: 413-277-2110 Cell: 413-530-7608

EMAIL CARLA
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Matt Williams

VICE PRESIDENT, BUSINESS BANKING LOAN OFFICER mwilliams@countrybank.com Direct Dial: 413-277-2134

EMAIL MATT

EMPOWER YOUR FUTURE

BUSINESS LINE OF CREDIT RESOURCES

As a business owner, it’s crucial to manage your finances wisely to ensure growth and stability. From budgeting effectively to investing in the right areas, every decision counts. Take advantage of these tools and tips to secure your business’s future.

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HOW CAN WE HELP YOU

CUSTOMER SERVICE

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Elevate your understanding with answers to our most common questions.

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Connect with your local banker by giving us a call or sending an email.

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BUSINESS BANKING SIMPLIFIED

MOBILE BANKING

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Monitor Your Accounts

Review account balances and transactions for your business checking and business money market accounts.

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Deposit Checks

Easily deposit your business’s checks from your smartphone 24/7.

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Pay Bills

Manage your bills monthly or set recurring payments to stay on top of your business finances.