Shane Elder
FIRST VICE PRESIDENT, BUSINESS BANKING TEAM LEAD COMMERCIAL LOAN OFFICER
selder@countrybank.com
Direct Dial: 413-277-2112
Cell: 508-440-1616
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We Support Small Businesses
” They made this dream happen. They believed in our business plan, and they made it so easy. ” LAUrA MAROTTA OF CREATIVE HUB, WORCESTER.
Business Express 1
- This flexible option is offered as either a Business Express Term Loan or Line of Credit
- Line of Credit*: Prime -1% for 12 months then adjust to regular rate Prime +2%
- Term Loan**: Prime -1% for term of 5 years
Small Business Loan (SBA)
Country Bank is providing loans for hundreds of small businesses planning to launch and grow. We can lift up your business too, with an SBA Loan tailored to your unique needs and rates that fit your budget and business plan.
- SBA loans feature competitive rates that are often lower than traditional business loans
- SBA loans can be used to purchase equipment, buy real estate, refinance existing debt, expand operations, and increase working capital.
- With longer repayment periods, you’ll enjoy more time to pay back what you have borrowed.
The most popular SBA loan programs include:
- 7(a) Loan Program: Ideal for general business needs, including working capital, equipment purchase, or real estate.
- 504 Loan Program: Designed to purchase fixed assets, such as real estate or machinery, that promote business growth and job creation.
Business Term Loan
Smart financing can get you exactly where you need to be—and often even further. Use this loan to finance new or used equipment, update your technology, make leasehold improvements, acquire a company, or buy out shareholders. Our business term loans offer:
- Discover a loan that adapts to your vision. Whether you’re expanding, innovating, or investing, Country Bank has business loan solutions tailored to your unique needs.
- Focus your funds on driving success with rates designed to take your business further because at Country Bank, it’s not just about banking, we’re here to make a difference for your business.
- Fuel your next business venture or expansion with higher lending limits. The right financial partner makes all the difference and Country Bank has the capacity to support your growth.
BUILDING STRONGER COMMUNITIES, ONE LOAN AT A TIME
BUSINESS LENDING OFFICERS
When done right, a loan can be the difference-maker in helping your business get ahead. You can count on our lenders to customize a solution that serves the unique needs of your business. A loan that’s flexible, allows for higher lending limits, and delivers on the promises made to you. Trust the relationship. Trust the loan.
Carla Alves
VICE PRESIDENT, BUSINESS BANKING LOAN OFFICER
calves@countrybank.com
Direct dial: 413-277-2110
Cell: 413-530-7608
Matt Williams
VICE PRESIDENT, BUSINESS BANKING LOAN OFFICER
mwilliams@countrybank.com
Direct Dial: 413-277-2134
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*To be eligible for the Business Express Line of Credit promotional offer, the following requirements must be met: Apply at one of our Banking Center locations between 05/05/2025 through 06/03/2025. The maximum loan amount is determined by the most recently filed tax return, using 15% of gross sales with a maximum loan amount of $25,000. Must be in business for at least 2 years and have a minimum credit score of 700. New financing only (customer cannot have prior loans with Country Bank) and subject to bank approval. For the first 12-month introductory period, the rate will be determined based on the Wall Street Journal Prime (Prime) -1%. After the 12-month introductory period, the rate will adjust to Prime +2%. The rate is variable and may change after consummation. This offer can be withdrawn at any time.
**To be eligible for the Business Express Loan promotional offer, the following requirements must be met: Apply at one of our Banking Center locations between 05/05/2025 through 06/03/2025. Maximum Loan-to-Value is 80%, with a total loan amount not to exceed $50,000. Must be in business for at least 2 years and have a minimum credit score of 700. New financing only (customer cannot have prior loans with Country Bank) and subject to bank approval. The rate will be determined based on the Wall Street Journal Prime -1% for a term of five (5) years. The rate is variable and may change after consummation. This offer can be withdrawn at any time.