More than a Mortgage

In order to receive the Bump rate, qualifying activities must be met. Disclosures listed below.

*$600 Closing Cost Credit – Country Bank will credit you $600 at closing if you open OR have an existing Country Bank checking account along with the following two (2) services:

• Internet Banking with eStatements
• Automatic payment of your mortgage from your Country Bank checking account

Internet Banking with e-statements and automatic loan payment from a Country Bank checking account, must be established to receive the $600 closing cost credit. All accounts and services are subject to individual approval. The incentive will be applied as a Lender Credit on the Closing Disclosure at time of closing. Only valid on applications approved and closed with Country Bank. Other fees may apply. Validated coupon must be received no later than TWENTY (20) days from the date of application or the offer is null and void. This offer can be withdrawn at any time. Valid only for residential owner-occupied mortgage applications received by Country Bank. Only one (1) coupon per mortgage application allowed.

**$400 Bonus Savings Credit – To receive the $400 bonus credit into your Mortgage Savings account as part of our ‘Mortgage Bonus Bundle’ program, the following qualifying activity must be met, as well as maintained for three consecutive months after loan closing:

1. Sign up for Automatic Loan Payment to your Mortgage from a new or existing Country Bank Checking within twenty (20) days from the date of application;
2. Enroll in eStatements on the Checking account with Automatic Loan Payment and Direct Deposit within twenty (20) days from date of application;
3. Receive a Direct Deposit into your new or existing Country Bank Checking account prior to loan closing;
4. Establish this Mortgage Savings account prior to loan closing, and sign up for eStatements.

Your account will be credited $400.00 within 60 days of the bonus requirements being met. Only one bonus payout is allotted. The bonus credit may be tax reportable. Customer is responsible for any taxes; please consult a tax advisor for additional questions.

***Qualify for Higher interest rate on Mortgage Savings – The base interest rate on the account is 0.10% with an annual percentage yield of 0.10%. If qualifying activities are met, the interest rate will be ‘bumped’ up to 2.00% with an annual percentage yield of 2.02%. To qualify for the bump rate

on the account, the following activities must be met within the monthly statement cycle:

1. Set up and maintain an Automatic Loan Payment to your Mortgage from a Country Bank Checking account;
2. Receive a Direct Deposit into your Checking account with the Automatic Loan Payment; and
3. Sign up for eStatements on the Checking account with Automatic Loan Payment and Direct Deposit, and the Mortgage Savings account