Institutional banking - Country Bank- Made To Make A Difference

Institutional Banking

The Difference Is In The Expertise

The Difference Is In The Understanding-And The Solutions We Deliver

INSTITUTIONAL BANKING

At Country Bank, Institutional Banking is dedicated to meeting the unique financial needs of municipalities, nonprofit organizations, schools and for-profit entities. We understand that these organizations require more than traditional banking-they need tailored solutions, reliable services, and a trusted partner who understands their mission, operations and is made to make a difference. With almost nine decades of combined experience, our institutional banking team will deliver personalized guidance to help your organization achieve their financial goals with confidence.

Our dedicated support team is committed to providing prompt, knowledgeable service, ensuring our clients receive the attention and expertise they deserve. Whether you are a municipality managing public funds, a nonprofit advancing your mission, or an educational institution planning for growth, Country Bank is committed to providing the expertise, resources, and personal service you need to thrive.

Municipal Interest Checking

Designed exclusively for municipalities, public entities, and government organization, our Municipal Interest Checking account combines competitive interest rates with the flexibility you need to manage public funds effectively.

Enjoy secure, easy access to your balances while earning interest on deposits, with no minimum balance requirements  Our dedicated Institutional Banking team provides personalized service and tailored solutions to help you meet your community’s financial goals.

CONTACT US

MUNICIPAL MONEY MARKET

Maximize the earning potential of your public funds with our Municipal Money Market Account.

Designed for municipalities, public entities, and government organization, this account offers competitive tiered interest rates while providing convenient access to your balances.  Enjoy the security of FDIC and DIF insurance, flexible withdrawal options, and personalized support from our Institutional Banking team-helping you make the most of your community’s resources.

CONTACT US

MUNICIPAL SAVINGS

Securely grow your municipality’s funds with our Municipal Savings Account, designed specifically for your government entities and public organization.  Benefit from interest on the account, easy access to your savings, and the reliability of a strong community partner.

Our dedicated Institutional Banking team will work closely with you to provide tailored solutions that support your community’s financial stability and long-term goals.

CONTACT US

NON-PROFIT COMMUNITY CHECKING ACCOUNT

The Best Business Bank Account Is Made To Make A Difference

Does your business produce low transaction volume? This account, with no monthly service charge, was designed for you.

CONTACT US

LOCKBOX SERVICES

Streamline your payments with our Lockbox Services’ efficient payment processing for your business.

By partnering with us, you can:

  • Accelerate Cash Flow: Get faster access to your funds with same-day or next-day deposit processing.
  • Reduce Manual Handling: Minimize errors and save time by outsourcing your payment processing to our automated lockbox system.
  • Improve Record-Keeping: Receive detailed, customized reports that integrate seamlessly with your accounting systems.
  • Enhance Security: Protect your payments with advanced security measures and encryption.
  • Tailored Solutions: Whether you need wholesale, retail, or wholetail lockbox services, we offer solutions that meet the unique needs of your business.
VIEW OUR LOCKBOX GUIDE

ESCROW MANAGEMENT SERVICES

Our Escrow Management Services offer secure, transparent handling of funds for municipal projects, real estate transactions, and other public initiatives.  We provide trusted solutions designed to offer efficient administration of escrow accounts to support a variety of projects and transactions.  We help to ensure accurate tracking, timely disbursement, and compliance with applicable regulations.  Backed by dedicated Institutional Banking professional, our services simplify your escrow management so you can focus on serving your customers and community.

CONTACT US

ONLINE REPORTING

Our online banking platform offers powerful Corporate Reporting tools for municipal and institutional clients designed to simplify account management.

Easily access detailed transaction history, generate customized reports, and monitor your accounts in real time-all from one secure, user friendly interface,  Tailor your user experience with Self Administration to fit your specific needs.  Our tools help you stay informed and make data-driven decisions with ease.

CONTACT US

The difference is in the details

Institutional Banking Team

Institutional Banking Contact Form

Your Name(Required)
Business City & State(Required)

How Can We Reach You?

We would love to chat with you. How can we get in touch?
Your Email Address(Required)

What's on your mind?

Please let us know what's on your mind. Have a question for us? Ask away.
Cash Management Services
Please pick one or more services that you are interested in.
By providing my phone number to Country Bank, I agree and acknowledge that Country Bank may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to Opt-out by replying “STOP”. For more information on how your data will be handled, please read our privacy policy.

FINDING YOUR SOLUTION

INSTITUTIONAL BANKING FAQs

What types of institutions qualify for your institutional banking services?

We serve a broad range of organizations including municipalities, government agencies, nonprofits, educational institutions, and other public entities requiring specialized financial solutions.

How do institutional accounts differ from standard business accounts?

Institutional accounts are designed to meet the unique operational, reporting, and compliance needs of larger organizations, with features such as higher transactions limits, competitive interest rates, and specialized cash management tools.

How do I open a municipal or institutional account?

Opening an account is straightforward.  Contact our Institutional Banking team to discuss your needs, provide required documentation, and we’ll guide you through the setup process.

What kind of reporting and account access is available?

Our secure online banking platform offers real time account access, customizable reporting tools, and detailed transaction histories to help you manage funds efficiently.

What security measures are in place to protect institutional funds and transactions?

We use multi-layered security protocols, including encryption, multi factor authentication, and real-time fraud monitoring, to safeguard your accounts and sensitive information.

HOW CAN WE HELP YOU

CUSTOMER SERVICE

Location pin icon

Locations

Experience the difference of exceptional service when you stop by a local banking center.

FIND LOCATIONS
Icon of a woman with a question mark inside a chat bubble.

FAQs

Elevate your understanding with answers to our most common questions.

GET ANSWERS

BUSINESS BANKING SIMPLIFIED

MOBILE BANKING

Icon of a user profile on a computer

Monitor Your Accounts

Review account balances and transactions for your business checking and business money market accounts.

Icon of a coin with a dollar sign representing youth accounts.

Deposit Checks

Easily deposit your business’s checks from your smartphone 24/7.

Calculator icon

Pay Bills

Manage your bills monthly or set recurring payments to stay on top of your business finances.