| Specifications | Amount | Minimum to earn Annual Percentage Yield (APY) |
|---|---|---|
Interest Rate: Annual Percentage Yield (APY) | 0.10% 0.10% | $10.00 |
| Paired With Perks Checking Interest Rate: Annual Percentage Yield( APY): | 0.75% 0.80% | $10.00 |
| Paired With Relationship Rewards Checking Interest Rate: Annual Percentage Yield (APY): | 3.50% 3.60% | $10.00 |
*The Advantage Savings account is available in conjunction with the Perks Checking account, or the Relationship Rewards Checking account. To qualify for this Relationship Bundle, the Perks Checking or Relationship Rewards Checking account must remain active. If the Perks Checking account or the Relationship Rewards Checking account is closed or converted, the Advantage Savings will no longer qualify for the premiere rate.
If an Advantage Savings account is opened in conjunction with the Perks Checking account, a preferred rate of 0.65% will be added to the Advantage Savings base rate of 0.10% resulting in an interest rate of 0.75% and an Annual Percentage Yield (APY) of 0.80%. If the Perks Checking account is closed for any reason, the rate on the Advantage Savings will be reduced back to its base rate of 0.10% effective the following business day, resulting in a 0.10% APY. Fees may reduce earnings.
If a Advantage Savings account is opened in conjunction with the Relationship Rewards Checking account, a preferred rate of 3.40% will be added to the Advantage Savings base rate of 0.10% resulting in an interest rate of 3.50% and an Annual Percentage Yield (APY) of 3.60%. If the Relationship Rewards Checking account is closed for any reason, the rate on the Advantage Savings will be reduced back to its base rate of 0.10% effective the following business day, resulting in a 0.10% APY. Fees may reduce earnings.
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eStatements
| Feature | Advantage Savings Account | Statement Savings Account | 18/65 Savings Accounts | Choice Savings Accounts |
| Minimum Opening Balance | $10 | $10 | $10 | $10 |
| Minimum Balance to Earn Interest | $10 | $10 | $10 | $10 |
| Monthly Fee | $0 | $0 | $0 | $0 |
| Earns Interest | Yes | Yes | Yes | Yes |
| Reduced NSF Fees | No | No | Yes | No |
As mandated by Massachusetts Law, customers 18 years of age and under or 65 years of age and older, are entitled to an account that is free of monthly service charges. Limited to one account per SSN/TIN.
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Yes, at most of our ATM/ITM locations. The only location that cannot accept deposits is the Worcester Public Market.
Currently, the system will allow you to retrieve the prior eighteen months of account statements. If you need information prior to that, please contact us at 800-322-8233 and our Customer Care Center would be delighted to assist you.
All deposits are insured through the combined coverage of the FDIC (Federal Deposit Insurance Corporation) and the DIF (Depositor’s Insurance Fund). Under the FDIC, the standard insurance amount is $250,000 per depositor, for each ownership category. As a depositor in this bank, all of your deposits and accrued interest are insured in full without limit or exception. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.
There has been a lot in the news lately about deposit insurance and bank safety. This question and answer section is to provide you with useful information about the safety and security of your funds at Country Bank. You can be confident that Country Bank is in a strong financial position and your interests are safe. In fact, the deposits of Country Bank customers are backed by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent allowed by law. Additionally, the Depositors Insurance Fund insures all deposit amounts above FDIC limits in full.
LEARN MORE: FDIC
LEARN MORE: DIF
The combination of FDIC and DIF insurance provides Country Bank customers with full deposit insurance on all their deposit accounts. If you need more information or would like to discuss your accounts, please visit any of our branches or contact our Customer Care Center at 800-322-8233.
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3 The High Yield Savings account and advertised Annual Percentage Yield (APY) are effective as of 06/01/2026. The rate may change at any time once the account is opened. A minimum of $10,000 in new money is required to open, and is considered as any funds not currently on deposit with Country Bank. You must maintain a minimum daily balance of $10.00 in the account each day to obtain the advertised APY. Fees may reduce earnings on the account. Offer may be discontinued at any time. Not open to Municipalities or Businesses.