Deposit Accounts & Services

At Country Bank, we are committed to helping you and your business succeed! Our experienced Business Banking Team is available to perform an analysis of your account transactions to determine which account will meet the needs of your business!

Account Benefits
This account is best for businesses with low transaction volume. There are no per item charges for the first 200 transactions in or out of the account each month.
Growth Business Checking This account is best for businesses with 500 transactions or less. There are no per item charges for the first 500 transactions in or out of the account each month.
Earnings Analysis Checking* This account is best for businesses with a high volume of account activity and who use other services such as Cash Management, Remote Deposit Capture, Wire, and ACH functions.  Monthly variable earnings credit allowance may help offset some of the monthly service charges.
Non-Profit Community Checking This account is offered to support non-profit organizations. There are no per item charges for the first 200 transactions in or out of the account each month.
Money Market Checking Account** This is a tiered-rate account that provides liquidity and a higher rate of interest based on your balance.


Business Services

Community Business Checking  Growth Business Checking Earnings Analysis Checking* Non-Profit Community Checking Money Market Checking Account**

FREE

Capabilities:

  • View
  • Transfers
  • Bill Payment

FREE

Capabilities:

  • View
  • Transfers
  • Bill Payment

FREE

Capabilities:

  • View
  • Transfers
  • Bill Payment

FREE

Capabilities:

  • View
  • Transfers
  • Bill Payment

FREE

Capabilities:

  • View
  • Transfers
  • Bill Payment

Cash Management
Sign up now!

Fees vary depending on services provided

Capabilities:

  • Transfers
  • Bill Payment
  • ACH
  • Tax Payments
  • Wire Transfers
  • Account Reconciliation
  • QuickBooks or Quicken

Capabilities:

  • Transfers
  • Bill Payment
  • ACH
  • Tax Payments
  • Wire Transfers
  • Account Reconciliation
  • QuickBooks or Quicken

Capabilities:

  • Transfers
  • Bill Payment
  • ACH
  • Tax Payments
  • Wire Transfers
  • Account Reconciliation
  • QuickBooks or Quicken

Capabilities:

  • Transfers
  • Bill Payment
  • ACH
  • Tax Payments
  • Wire Transfers
  • Account Reconciliation
  • QuickBooks or Quicken

Capabilities:
Limited due to regulations**

Minimum to Open Account  $100  $100 $100 $100 $1,000

Monthly Service Charges

*Fees may be reduced or offset depending on account analysis.

  • N/A
  • First 200 paid or deposited items per month are FREE
  • 50¢ per item paid or deposited after first 200
  • $3 monthly paper statement fee (no charge for eStatements)
  • $12 - waived with a minimum daily balance of $5,000
  • First 500 paid or deposited items per month are FREE
  • 45¢ per item paid or deposited after first 500
  • $3 monthly paper statement fee (no charge for eStatements)
  • $20
  • Per item paid 15¢
  • Per deposited item 10¢
  • Per deposit 50¢
  • $3 monthly paper statement fee (no charge for eStatements)
  • N/A
  • First 200 paid or deposited items per month are FREE
  • 50¢ per item paid or deposited after first 200
  • No charge for eStatements or paper statements
  • N/A
Business Mobile Banking with Mobile Deposit
Sign up now!
FREE   FREE FREE FREE FREE
MasterCard®
Business Debit Card
 FREE  FREE FREE FREE  N/A
ATM Card  FREE  FREE FREE FREE FREE
eStatements
Sign up now!
 FREE  FREE FREE FREE FREE
Telephone Banking  FREE  FREE FREE FREE FREE
Night Depository Services  Available  Available Available Available Available
Bank-at-Work Programs  FREE  FREE FREE FREE FREE
Merchant Credit Card Processing Services Available  Available Available Available Available
Remote Deposit Capture Available Available Available Available Available
Overdraft Privilege Available Available Available Available N/A

To schedule an appointment with one our experienced professionals from our Business Banking Team or for more information on our products and services, please fill out our Contact Us Form to help us better assist you.

Additional Services:

  • Letters of Credit
  • Simplified Employee Pension Plan (SEP IRA)
  • Certificate of Deposit Accounts
  • Safe Deposit Boxes
  • Bank-by-Mail
  • Complimentary Notary Services
  • Medallion Signature Guarantees for bank customers Medallion Stamp Customer Checklist

There's no better bank for local businesses than Country Bank. Our experienced and seasoned Business Banking Team does business the way you do, professionally, efficiently and always placing your needs first. We have a Commercial Deposit Services Specialist who will work with you and a Business Banking Officer to service all your banking needs, including all your cash management (online business banking), remote deposit capture and merchant services.

Whether you have a small, thriving business, or a large, high-transaction volume company, we have the business accounts and services to fit your banking needs. We'll gladly evaluate your transaction volume, deposit balances and business online banking needs to ensure you receive the business accounts and services that are just right for you and for your business. See for yourself why Country Bank is the best bank in Massachusetts for your business.

Community Business Checking
This acccount is best for businesses with a low transaction volume. There are no per item charges for the first 200 transactions in or out of the account each month.

Growth Business Checking
This account is best for businesses with 500 transactions or less. There are no per item charges for the first 500 transactions in or out of the account each month.

Earnings Analysis Checking
This account is best for businesses with a high volume of account activity and use other services such as cash management, remote deposit capture, wire and ACH functions. Monthly variable earnings credit allowance may help offset some of the monthly service charges.

Money Market Checking
The Money Market Checking Account is a tiered-rate account that provides liquidity and a higher rate of interest based on your balance.

We offer competitive rates based on the local market conditions, term of loan and type of asset purchased.  At Country Bank, we know your business needs more than a checking account or a loan. That's why we offer a variety of business services to help your business run smoothly and make your life a little easier. If you are looking for Mobile Business Banking, Massachusetts-based Country Bank has the latest technology to give you immediate access to your accounts!

Business Services:
Business MasterCard® Debit Cards
Mobile Business Banking with Mobile Deposit
Letters of Credit
Night Depository Services
Bank-at-Work Programs
IRAs and SEP Accounts
Certificates of Deposit
Business Check Ordering
Merchant Credit Card Processing Services
Cash Management Services Includes:

  • ACH and Wire Transfer Services
  • Stop Payments
  • Pay your Social Security and Federal Income Tax Withholdings, Internal Book Transfers
  • Download your banking transaction files into QuickBooks or Quicken
  • Bill Payment
  • Account Reconciliation
  • Remote Deposit Capture – scan checks for deposit right from your office when it is convenient for you

Free Business Online Banking Includes:

  • View
  • Transfers
  • Bill Payment
Country Bank is a full-service, mutual savings bank with 14 branch locations helping the families and businesses of central and western Massachusetts. For the

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