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Manners go a long way so do competitive rates

Sometimes the hardest thing about saving money is getting started. Open a savings account or certificate of deposit to help you save for something you have been wanting or for that rainy day fund. It is never too early to start!

All Accounts Come with

  • Online banking
  • Mobile banking with mobile deposits
  • Linkage to a MasterCard® debit card*
  • ATM card
  • eStatements
  • Telephone banking

Types of Savings Accounts & CDs

FREE Kasasa Saver**

Build savings automatically – this account connects to your FREE Kasasa Cash® Checking to make savings easy. You’ll also earn a high rate of return! The Kasasa Saver® account is only available to Kasasa Cash® Checking account holders.
Open a Free Kasasa Saver Account Now

Certificates of Deposit*

Certificates of Deposit are a secure investment with a specific term and a guaranteed rate of return. Terms range from 30 days to five years. We also offer special promotional CDs from time to time.
Open a Certificate of Deposit Account Now

Statement Savings**+

It’s a great way to start saving, for every member of your family. There are no monthly maintenance fees, making it easy to save!
Open a Free Statement Savings Account Now

As mandated by Massachusetts Law, customers 18 years of age and under or 65 years of age and older, are entitled to an account that is free of monthly service charges.

Compare Options

  • Savings & CDs Comparison

    FeaturesFREE Kasasa Saver**Statement Savings**+Certificates of Deposit*
    Minimum to open $10$10$500
    Minimum balance to earn interestN/A$10$500

    Additional Services:

    • Safe Deposit Boxes
    • Money Orders and Treasurer’s Checks
    • Foreign and Domestic Wire Transfers
    • Bank-by-Mail
    • Complimentary Notary Services
    • Medallion Signature Guarantees for bank customers Medallion Stamp Customer Checklist
  • Certificates of Deposit Rates

    Terms Interest RateAnnual Percentage Yield (APY)
    *9 Month CD Special1.99%2.01%
    30 Day0.20%0.20%
    3 Month (91 Days)0.30%0.30%
    6 Month (182 Days)0.40%0.40%
    9 Month (273 Days)0.50%0.50%
    1 Year0.60%0.60%
    15 Month0.75%0.75%
    2 Year0.90%0.90%
    3 Year1.00%1.00%
    4 Year1.14%1.15%
    5 Year1.24%1.25%

    Kasasa Saver®

    SpecificationsAmount
    Minimum opening deposit:$10
    Minimum balance to obtain Annual Percentage Yield: None
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):
    $0.00 - $100,000.00
    0.99%
    1.00%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):
    $100,000.01 and up
    0.30%
    1.00% - 0.65%
    Non-qualifying accounts*
    Interest rate:
    Annual Percentage Yield (APY):
    0.05%
    0.05%

    Regular Savings Rates

    SpecificationsAmount
    Interest rate:
    Annual Percentage Yield (APY):
    0.15%
    0.15%

*A minimum deposit of $500.00 is required to open this account. This account cannot be linked to a MasterCard debit card.
**A minimum deposit of $10.00 is required to open this account.
+ Electronic withdrawals, transfers or checks by preauthorized, telephone, computer or similar order to third parties are limited to six per statement cycle.