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Savings, Money Markets & CDs Menu

Start building your savings today to enjoy more opportunities tomorrow

We’re made to help make things possible.

To make savings a priority, and effortless – why not automate it by using our Fee Kasasa Saver account which links to your Kasasa Cash Back or Kasasa Cash Checking Account.

Learn more about our other savings accounts, money market accounts, certificate of deposit accounts or investment retirement accounts below.

 

 

All Accounts Come with

  • Online banking
  • Mobile banking with mobile deposits
  • Linkage to a Mastercard® debit card*
  • ATM card
  • eStatements
  • Telephone banking

Types of Savings, Money Markets & CDs

FREE Kasasa Saver**

To make saving a priority—and effortless—automate it using this free savings account, which links to your Free Kasasa Cash® Back or Kasasa Cash® Checking. Your contributions will earn a high rate of return and grow without you even thinking about it. The Kasasa Saver® account is only available to Kasasa® Checking account holders.

  • $10 minimum to open
  • Earns interest
  • Links to Free Kasasa Cash Back and Kasasa Cash checking
  • Automatic transfers of Free Kasasa Cash Back and Kasasa Cash earnings
  • No minimum balance to earn rewards

 

 

Certificates of Deposit*

When certainty matters, turn here. CDs provide security in your investment portfolio with specific terms—ranging from 30 days to five years—and a guaranteed rate of return. A minimum deposit of $500 is required to open this account.

Open a 3 Month Certificate of Deposit Account Now 

Open a 6 Month Certificate of Deposit Account Now

Open a 9 Month Certificate of Deposit Account Now 

Open a 1 Year Certificate of Deposit Account Now

Open a 15 Month Certificate of Deposit Account Now 

Open a 2 Year Certificate of Deposit Account Now

Open a 3 Year Certificate of Deposit Account Now

Open a 4 Year Certificate of Deposit Account Now

Open a 5 Year Certificate of Deposit Account Now

 

Money Market

You deserve to be rewarded for your ability to save. This account offers you stronger earning power with higher tiered rates based on your balance, along with the flexibility to write checks from it. A minimum of $1,000 is required to open this account.

Open a Money Market Account Now

High Yield Money Market

You deserve to be rewarded for your ability to save. This account offers you stronger earning power with higher tiered rates based on your balance, along with the flexibility to write checks from it. A minimum of $100,000 (New Money) is required to open this account.

Statement Savings**

Ready to build something great in your life? Open this account and see for yourself how easy it can be to create and sustain powerful financial habits. A minimum deposit of $10 is required to open this account. There are no monthly maintenance fees.

Open a Statement Savings Account Now

As mandated by Massachusetts Law, customers 18 years of age and under or 65 years of age and older, are entitled to an account that is free of monthly service charges.

Compare Options

  • Savings, Money Markets &
    Certificates of Deposit Comparison     Additional
    Services

    Savings, Money Market & CDs Comparison

    FeaturesFREE Kasasa Saver**Statement Savings**Certificates of Deposit*Money Market
    Minimum to open $10$10$500$1,000
    Minimum balance to earn interestN/A$10$500$10

    *A minimum deposit of $500.00 is required to open this account. This account cannot be linked to a Mastercard debit card.
    **A minimum deposit of $10.00 is required to open this account.

    Open An Account

    Additional Services:

    • Safe Deposit Boxes
    • Money Orders and Treasurer’s Checks
    • Foreign and Domestic Wire Transfers
    • Bank-by-Mail
    • Complimentary Notary Services
    • Medallion Signature Guarantees for bank customers Medallion Stamp Customer Checklist
  • Savings Account Rates Money Market Rates

    Kasasa Saver®

    SpecificationsAmount
    Minimum opening deposit:$10
    Minimum balance to obtain Annual Percentage Yield: None
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):    		$0.00 - $100,000.00
    0.75%
    0.75%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):    		$100,000.01 and up
    0.10%
    0.75% - 0.43%
    Non-qualifying accounts*
    Interest rate:
    Annual Percentage Yield (APY):    		0.10%
    0.10%

    *The interest rate and annual percentage yield may change after account opening. Account Qualifications that must be met on the Kasasa Checking account (per qualification cycle): Have at least 12 debit card purchases post and settle; have a least one direct deposit, one automatic ACH transaction, or bill payment transaction post and settle; and be enrolled in and agree to receive eStatements.
    Fees could reduce the earnings on the account.

    Open an Account

    Regular Savings Rates

    SpecificationsAmount
    Interest rate:
    Annual Percentage Yield (APY):    		0.10%
    0.10%

    $10 minimum balance required to open account.
    $10 daily balance to earn APY.
    The rate may change after the account is opened. Fees could reduce earnings on the account.

    Money Market

    SpecificationsAmount / Rates
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)    		$10.00 - $999.99
    0.05%
    0.05%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)    		$1,000 - $9,999.99
    0.10%
    0.10%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)    		$10,000 - $49,999.99
    0.15%
    0.15%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)    		$50,000 - $99,999.99
    0.25%
    0.25%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)    		$100,000.00 and above
    0.35%
    0.35%

    Money Market – Fees may reduce the earnings on these accounts. $1,000 minimum deposit required to open account. $10 minimum balance to earn APY. The rates may change after the account is opened.

    Open an Account

  • Certificate of Deposit Rates

    Certificates of Deposit Rates

    Terms Interest RateAnnual Percentage Yield (APY)
    30-Day0.05%0.05%
    3-Month (91 Days)0.10%0.10%
    6-Month (182 Days)0.10%0.10%
    9-Month (273 Days)0.40%0.40%
    *10-Month Add On Special5.00%5.11%
    1-Year0.50%0.50%
    15-Month0.75%0.75%
    2-Year1.00%1.00%
    3-Year0.30%0.30%
    4-Year0.30%0.30%
    5-Year0.40%0.40%

    Minimum balance to earn the Annual Percentage Yield (APY) is $500. No withdrawals permitted within the first six (6) days after the date of deposit. A penalty will be imposed for early withdrawal.

    *The Annual Percentage Yield (APY) is effective as of September 21st, 2023. Minimum balance to earn the Annual Percentage Yield (APY) is $500. No withdrawals permitted within the first six (6) days after the date of deposit. A penalty will be imposed for early withdrawal. Fees may reduce earnings. 10-Month CD Add on Special is not applicable for Municipalities or IRA accounts. Additional deposits are new money only (fund not already on deposit at Country Bank). At maturity, the CD will automatically renew to a 9 Month CD at the rate in effect at that time. Additional deposits cease upon maturity. 1 account per EIN/TIN with a maximum account balance of $1Million. This product may be discontinued at any time. This product can be opened in Banking Centers or Online.

     

    Open an Account

*A minimum deposit of $500.00 is required to open this account. This account cannot be linked to a Mastercard debit card.
**A minimum deposit of $10.00 is required to open this account.

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