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Please Note: All Country Bank offices will be closed on Monday, May 28th in observance of Memorial Day. Our ATMs, online and mobile banking will be available for your convenience.

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Are you looking for a construction loan?

Then you’ve come to the right place! Introducing our Construction Loan Program! You have the ability to borrow a substantial portion of the land value, in addition to construction costs, and benefit from a range of valuable features:

  • Adjustable or fixed rate loan
  • Pay interest only during first 12 months
  • Same rates as a conventional loan
  • Lock in your rate
  • Be your own contractor (Dependent on loan-to-value)
  • Receive disbursements via checking account as each stage is completed and inspected

What is Construct?

Construct is our easy-to-use, web-based service that we provide to our construction loan customers that allows you to:

  • Monitor your project progress in real-time
  • Order inspections as needed
  • Check your loan balance
  • Access it from any internet capable device
  • Invite and collaborate with your builder
  • Get things done faster!

Want to know more?

Fill in the form below and one of our Loan Professionals will contact you.

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Customer Testimonial

“Everything was simple, straight forward and fast which made it possible for my project to stay on budget and be completed on time.”
I would like to express my sincerest gratitude for providing us an excellent experience while working with your institution during the recent construction of our new home. Everything was seamless, and your lending team could not have been more cooperative throughout the process. The online Construct portal was an excellent tool. It allowed me to track financial disbursements, request inspection appointments, view inspection reports and photos, and more. It was an easy way to look at my project from the bank’s perspective, which provided us a much clearer understanding of the bank’s expectations and each of the project milestones from start to finish. Most importantly, the people made the difference! From the early stages of application and underwriting, on time closing, to the progressive disbursement process, everything was simple, straight forward and fast which made it possible for my project to stay on budget and be completed on time. I would never hesitate to recommend that someone I know work with your bank, and I personally hope that future opportunities present themselves for me to work with you again.”
– Jonathon M Buck