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Please visit us at our new Ludlow location, 64 Cherry Street, to celebrate our Grand Opening November 3rd through November 16th.
Due to scheduled maintenance on Wednesday, November 14th, online banking may not be available from 4:00AM - 7:30 AM. We apologize for any inconvenience. If you have any questions, please call us at 800.322.8233. We'd be delighted to assist you.

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Your business deserves first-class service

We are proud to provide local enterprises with all of the business banking products, know-how, and understanding they need to thrive. How can we help your business? Regardless of your company’s size, we would love to earn your business. Let our business banking team start working for you and building the relationship you deserve.

All Accounts Come with

  • MasterCard® debit or ATM card
  • Mobile wallet – Apple Pay, Android Pay & Samsung Pay
  • Online banking with bill pay
  • Mobile banking with mobile deposit
  • Text banking
  • eStatements
  • Telephone banking
  • Bank-at-work program

Additional Services

  • Automated Clearing House services(ACH)
  • Remote Deposit Capture (RDC)
  • Wire transfer
  • Line of credit sweep
  • Positive pay
  • Electronic tax payments
  • Credit card processing services
  • Night depository services
  • Business check ordering

Types of Checking Accounts

Community Business Checking

Best suited for businesses with low transaction volume. There are no per item charges for the first 200 transactions.*

Growth Business Checking

Best suited for businesses with a moderate transaction volume. There are no per item charges for the first 500 transactions.**

Earnings Analysis Checking***

Best suited for businesses that have a high transaction volume and utilize Cash Management solutions such as, ACH, positive pay, remote deposit capture, and wire tranfers. Monthly variable earnings credit allowance may offset monthly service charges.

Nonprofit Community Checking

Best suited for nonprofit organizations with low transaction volume. There are no per item charges for the first 200 transactions.*

Zero Balance Checking

Best suited for businesses that maintain multiple accounts. A balance of zero is maintained by automatically transferring funds from a master account daily to cover items presented.

High Yield Money Market Checking+

Higher tiered rates, based on the balance, to give you a higher return on your deposits. A minimum deposit of $25,000 in new money is required to open this account.

Money Market Checking+

Enjoy the flexibility and convenience of a checking account while earning a competitive rate of interest!

 

Contact us to learn more

Compare Options

  • Business Checking Accounts Comparison

    Community Business CheckingGrowth Business CheckingEarnings Analysis Checking*Nonprofit Community CheckingZero Balance Checking*
    Minimum to open$100$100$100$100$100
    Monthly service charges
    N/A$12 - waived with a minimum daily balance of $5,000$20
    N/A$20
    Per-item charges200 items FREE**

    500 items FREE***

    15¢ per item paid
    10¢ per deposited item
    50¢ per deposit
    200 items FREE**
    15¢ per item paid
    10¢ per deposited item
    50¢ per deposit
    Monthly paper statement fee$3

    eStatements are FREE
    $3

    eStatements are FREE
    $3

    eStatements are FREE
    FREE

    eStatements are FREE
    $3

    eStatements are FREE

    Business Money Market Accounts Comparison

    High Yield Money Market Checking*Money Market Checking*
    Minimum to open account$25,000 $1,000
    Monthly service chargesN/AN/A
    Cash ManagementCapabilities limited due to regulations*Capabilities limited due to regulations*
  • Deposit Insurance

    Every deposit account at Country Bank is insured in full. In addition to Federal Deposit Insurance Corporation (FDIC) insurance, Country Bank offers Depositors Insurance Fund (DIF) protection.

    • Each depositor is insured by the FDIC up to $250,000
    • All deposits above the FDIC limits are insured in full by the DIF
    • The combination of FDIC and DIF insurance provides customers of Massachusetts-chartered savings banks with full deposit insurance on all of their deposit accounts

*First 200 paid or deposited items per month are FREE, 50¢ per item after first 200.
**First 500 paid or deposited items per month are FREE, 45¢ per item after first 500.
***Fees may be reduced or offset depending on account analysis.
+Electronic withdrawals, transfers or checks by preauthorized, telephone, computer or similar order to third parties are limited to six per statement cycle.