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Your business deserves exceptional service, resources and tools to succeed

At Country Bank, we are made a little different. We have the expertise, resources and tools to turn opportunities into growth. It’s not just banking to us. We’re here to make a real difference for your business. And it starts with a relationship. Our experienced team of Commercial Lenders are available to help you find the right solutions for all of your business banking needs!

When you arrive at a certain size, your banking needs change. They become more complex, large-scale. You need a banking relationship that can keep up. That’s where Country Bank comes into play. Our commercial banking services are made for this. We offer financial partnership with the capacity to support your growth, as well as help you anticipate and manage the challenges and opportunities ahead.

We bring to the table sophisticated capabilities, customized problem-solving, higher lending limits, industry expertise, and highly responsive service. Since the needs of your business can change quickly, we’re agile and flexible within a very wide range. We know what’s at stake here. We know who we serve. And you can trust we’ll get it done.

Our lending territory includes Massachusetts, Southern New Hampshire, Southern Maine, Rhode Island and Connecticut.

Compare Options

  • Commercial Real Estate Mortgage

    For new construction, expansion or refinancing. Available for acquiring, developing or refinancing multi-family investment properties or commercial and industrial buildings.

    Looking for a Commercial Real Estate Mortgage? Massachusetts-based Country Bank is the bank for you! If you are considering new construction, expansion or refinancing, let our experienced team of Commercial Lenders help you with the process. A Commercial Real Estate Mortgage is available for acquiring, developing or refinancing residential properties or commercial and industrial buildings.

    Commercial Lines of Credit

    We understand the need for your business to have funds accessible to supplement your working capital, to finance inventory, to offset seasonal differences in cash flow or for any other immediate needs that you may have. For Commercial Lines of Credit, Massachusetts-based Country Bank should be your first choice!

    Apply Now

  • Term Loan

    This may be a preferred option to finance new or used machinery, equipment, leasehold improvements, or to update your technology and more.

    Apply Now

    Small Business Administration (SBA) Guaranteed Loans

    Our lending team is experienced in making and disbursing government guaranteed loans for:

    • New Business Acquisition
    • Lines of Credit
    • Machinery and Equipment Financing
    • Business Expansion

    The SBA Loan offers a variety of loan programs for very specific purposes. The SBA does not make direct loans to small businesses; they set the guidelines for loans, which are then made by its partners. The SBA guarantees that a small business loan, will be repaid, thus eliminating some of the risk to the lending partners. We offer competitive rates based on the local market conditions, term of loan and type of asset purchased.

  • Additional Services:

    • Letters of credit
    • Simplified Employee Pension Plan (SEP IRA)
    • Certificate of deposit accounts
    • Money orders and treasurer’s checks
    • Foreign and domestic wire transfers
    • Safe deposit boxes
    • Bank-by-mail
    • Complimentary Notary Services
    • Medallion Signature Guarantees for bank customers Medallion Stamp Customer Checklist
  • Business Express Line of Credit

    Whether it is to supplement your business’ working capital, finance inventory, offset seasonal differences in cash flow or for any other immediate needs that your business may have.

    • Quick access to working capital to help manage cash flow needs.
    • Easy application process.
    • Rapid decisioning.
    • No application fee, no annual fee, and no documentation fee.
    • Maximum credit line amount of $25,000.

    Learn More

    Business Express Term Loan

    Finance new or used machinery, equipment, leasehold improvements, or update technology to improve business operations.

    • Funds can be used to expand your business and secure long-term fixed-rate financing to acquire machinery & equipment, vehicles, and other long-term assets.
    • Easy application process.
    • Rapid decisioning.
    • No early termination fee.
    • Maximum loan amount up to $50,000.

    Learn More 

Country Bank is Proud to Make a Difference in the Revitalization of Worcester.

To read this article from Worcester Business Journal, please click here.