Invest in Your future

It’s never too early to think about saving for your retirement. Saving a little today will go a long way tomorrow. We’d be happy to help get you started and provide you with all of your retirement account options. Please stop by any of our banking center locations and it will be our pleasure to assist you.

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Types of Retirement Accounts Retirement Products

Types of Retirement Accounts

IRA Types	Benefits
Traditional IRA	A Traditional IRA is a special tax-favored savings account. It allows for tax-deductible contributions for most people. Most important, earnings are not taxed until you begin to withdraw from your IRA.
Roth IRA	A Roth IRA is a great savings option. Although contributions are not deductible, withdrawals are tax-free and penalty-free as long as certain conditions are met.
SEP IRA	A SEP IRA is a written agreement under which an employer contributes money to their employees' Traditional/SEP IRA. Once funds are contributed, it becomes the responsibility of the employee to manage their IRA investments. This is a great choice for an employer or self-employed person looking for an inexpensive and easy-to-administer retirement plan.

Retirement Products Features & Benefits

Products Available & Features	Statement Savings	Certificates of Deposit
Online Banking	FREE	FREE
Telephone Banking	FREE	FREE
Minimum to Open Account	$10	$500
Minimum Balance to Earn Interest	$3	$500

Additional Services
Additional Services:
- Safe Deposit Boxes
- Money Orders and Treasurer’s Checks
- Foreign and Domestic Wire Transfers
- Bank-by-Mail
- Complimentary Notary Services
- Medallion Signature Guarantees for bank customers, please review the Medallion Stamp Customer Checklist

2022 IRA Newsletter

Traditional Individual Retirement Account

Roth Individual Retirement Account

Inheriting a Traditional or Roth IRA

Invest in Your future

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Types of Retirement Accounts

Retirement Products Features & Benefits

2022 IRA Newsletter

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