Justin J. Calheno
Business Development Officer, Retail Lending
“I take great pride in helping my borrowers through the process by delivering the customer experience they expect from a community bank. Whether you are looking for a new loan with great terms or finding a better refinance solution, it would be my pleasure to help guide you.”
NMLS #5549
Ludlow
jcalheno@countrybank.comDirect Dial: 413-277-2370
Cell: 413-626-0395
Fax: 413-234-3243