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The same goes for great rates and neighborly values.
At Country Bank we’ve been helping our neighbors become homeowners since 1850.

Land Loans

Finding the perfect piece of land is an opportunity you don’t want to miss. At Country Bank, we offer a competitive land loan for people looking to build now, or in the future. If you’re looking to finance a piece of raw land or buy a buildable lot, our land loan is just what you need to get started.

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Are you looking for a Construction Loan?

Already have a plan in mind? Our construction mortgage gives you the chance to borrow a large
portion of your land’s value, including construction costs, with interest-only payments for the first 12
months. We’ll even open a special checking account for you, where the funds you need will be
deposited during each phase of construction.

  • Adjustable or fixed rate loan
  • Pay interest only during first 12 months
  • Same rates as a conventional loan
  • Lock in your rate
  • Receive disbursements via checking account as each stage is completed and inspected

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Don’t have time to visit a branch? Our online loan management system enables you to keep an eye on your loans & your project’s productivity from any phone, tablet or computer.

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Want to know more?

Fill in the form below and one of our Loan Professionals will contact you.

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Construction Loan Customer Testimonial

“Everything was simple, straight forward and fast which made it possible for my project to stay on budget and be completed on time.”
I would like to express my sincerest gratitude for providing us an excellent experience while working with your institution during the recent construction of our new home. Everything was seamless, and your lending team could not have been more cooperative throughout the process. The online Construct portal was an excellent tool. It allowed me to track financial disbursements, request inspection appointments, view inspection reports and photos, and more. It was an easy way to look at my project from the bank’s perspective, which provided us a much clearer understanding of the bank’s expectations and each of the project milestones from start to finish. Most importantly, the people made the difference! From the early stages of application and underwriting, on time closing, to the progressive disbursement process, everything was simple, straight forward and fast which made it possible for my project to stay on budget and be completed on time. I would never hesitate to recommend that someone I know work with your bank, and I personally hope that future opportunities present themselves for me to work with you again.”
– Jonathon M Buck