Home Equity Line of Credit

We’ll help turn your house into a home.  If the scope of your home improvements will require a loan of $15,000 or greater, you may want to consider our Home Equity Line of Credit.

• Flexibility of a revolving line of credit
• Option to convert all or a portion of the balance to a fixed monthly payment
• Interest only payments for the first 10 years
• The interest you pay may be tax deductible (consult your tax advisor)
• *Property held as collateral must be located within Massachusetts

See Rates      Apply Now

Overdraft Line of Credit (LOC)*

Don’t underestimate the power of peace of mind. This service protects you in the event you overdraw on your personal checking account, which can happen to anyone. If your account happens to go in the negative, an advance from this line of credit will transfer funds to cover the deficiency.

See Rates      Download a Consumer Loan Application

*If payment is automatically deducted from a Country Bank checking or savings account, the interest rate will be reduced by 0.250 percentage interst points.  New accounts must be opened prior to closing.

Must be 18 or older to apply for this type of loan.

Auto Loans*

There are necessities in life and what you drive is one of them. Whether you are looking at a new or used car, let our loan experts help you with the financing. We offer competitive rates and flexible loan terms depending on the year of the vehicle being financed.

• Minimum loan amount is $800
• Minimum loan term is 12 months
• VSI (Vendor Single Interest Insurance) is required.  Visit our rates page for the current VSI fee

Information Needed at the Time of Application

See Rates      Download a Consumer Loan Application 

*If payment is automatically deducted from a Country Bank checking or savings account, the interest rate will be reduced by 0.250 percentage interest points.  New accounts must be opened prior to closing.

Must be 18 or older to apply for this type of loan.

Personal Loans*

When life happens, we’re here to help!  Our loan professionals will design a Consumer Loan that fits your monthly budget.  The amount of the loan and length of repayment will determine your monthly payment.

• Minimum loan amount is $800
• Maximum loan amount is $5,000

Information Needed at the Time of Application

See Rates      Download a Consumer Loan Application

*If payment is automatically deducted from a Country Bank checking or savings account, the interest rate will be reduced by 0.250 percentage interest points.  New accounts must be opened prior to closing.

Must be 18 or older to apply for this type of loan.

Mass Save HEAT Loans

Country Bank has joined The Mass Save HEAT Loan Program to offer qualified customers the opportunity to apply for an interest free loan for installing energy efficient heating improvements in their homes for up to $15,000.*

To qualify you must have:

•  A completed Mass Save Energy Assessment
• A contractor proposal and associated documents for eligibility
• A Mass Save HEAT Loan Authorization Form

Information Needed at the Time of Application

Download a Consumer Loan Application

To learn more about Mass Save HEAT Loans, visit their website at masssave.com or give us a call at 800-322-8233.  You may also call (866) 527-7283 to schedule a free home energy assessment through Mass Save in order to access this incentive.

Some restrictions apply and offers are subject to change or cancellation. Visit MassSave.com/HEATLoan for full details.

*Unsecured up to $15,000

Loan Services

• Automatic Payments to have your monthly payment deducted from one of your accounts with Country Bank or another bank.