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Please Note: All Country Bank offices will be closed on Monday, May 28th in observance of Memorial Day. Our ATMs, online and mobile banking will be available for your convenience.

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When your Money Matters... Manners Matter

How can we help you with your financial goals? We offer a variety of checking accounts designed to meet your banking needs. Whether it’s a Student Checking account that refunds ATM fees or a rewards checking account that rewards you for doing banking basics, we’ve got you covered! We’d be honored to help you find the account that works for you!

All Accounts Come with

  • No monthly service charge
  • No per-check charge
  • MasterCard® Debit Card with MasterCard® Secure Code
  • Mobile wallet – Apple Pay, Android Pay & Samsung Pay
  • Online banking with bill pay
  • Mobile banking with mobile deposit
  • Text banking
  • eStatements
  • ATM Card
  • Telephone Banking

Additional Services

  • Person to person (P2P) transfers
  • Account to account (A2A) transfers

Types of Checking Accounts

FREE Kasasa Cash® Checking

Earn really high interest and refunds on your ATM withdrawal fees, nationwide! All for doing banking basics, like using your debit card. Plus it’s FREE!
Open a Free Kasasa Cash® Checking Account Now

 

High Yield Money Market Checking*

Higher tiered rates, based on the balance, to give you a higher return on your deposits. A minimum deposit of $25,000 in new money is required to open this account.
Open a High Yield Money Market Checking Account Now

Student Checking**

A FREE checking account for consumers between the ages of 16-22, that offers ATM fee refunds up to $25 per month.
Open a Student Checking Account Now

 

Money Market Checking*

Enjoy the flexibility and convenience of a checking account while earning a competitive rate of interest!
Open a Money Market Checking Account Now

 

Free Checking

Our FREE checking account actually means FREE!
Open a Free Checking Account Now

Compare Options

  • Checking Accounts Compared

    FeaturesFREE Kasasa Cash CheckingHigh Yield Money Market*Student Checking**Money Market Checking*FREE Checking
    Minimum to open account$10$25,000 $10$1,000 $10
    Minimum balance to earn interestN/A$10N/A$10N/A

    Free Kasasa Cash Checking®

    SpecificationsAmount / Rates
    Minimum opening deposit:$10
    Minimum balance to obtain Annual Percentage Yield:None
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):
    $0.00 - $20,000.00
    1.98%
    2.00%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY):
    $20,000.01 and up
    0.25%
    2.00% - 0.54%
    Non-qualifying accounts*
    Interest rate:
    Annual Percentage Yield (APY):
    0.05%
    0.05%

    Standard Money Market

    SpecificationsAmount / Rates
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)
    $10.00 - $1,000.00
    0.20%
    0.20%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)
    $1,000.01 - 10,000.00
    0.20%
    0.20%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)
    $10,000.01 - 50,000.00
    0.25%
    0.25%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)
    $50,000.01 - 100,000.00
    0.30%
    0.30%
    Daily balances of:
    Interest rate:
    Annual Percentage Yield (APY)
    $100,000.01 and above
    0.35%
    0.35%
  • Deposit Insurance

    Every deposit account at Country Bank is insured in full. In addition to Federal Deposit Insurance Corporation (FDIC) insurance, Country Bank offers Depositors Insurance Fund (DIF) protection.

    • Each depositor is insured by the FDIC up to $250,000
    • All deposits above the FDIC limits are insured in full by the DIF
    • The combination of FDIC and DIF insurance provides customers of Massachusetts-chartered savings banks with full deposit insurance on all of their deposit accounts

*Electronic withdrawals, transfers or checks by preauthorized, telephone, computer or similar order to third parties are limited to six per statement cycle.

**A minimum deposit of $10.00 is required to open this account. The primary account owner must be within 16-22 years of age. We will refund an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly statement cycle. Generally, the refund will be credited to your account within 2 business days. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account; disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time.