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Please Note: On Thursday, February 9th our Call Center will be closing at 5:00pm. Our Banking Centers which will close at 6:00pm, ATMs, Online and Mobile Banking will be available for your convenience.

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FeaturesKasasa CashKasasa Cash BackFree Checking18/65 CheckingStudent Checking
Open OnlineOpen OnlineOpen OnlineOpen Online
Minimum to Open$10$10$10$10$10
Interest RewardsYes
Cash Back RewardsYes
Nationwide ATM RefundsYesYesYes
Free ChecksYes
Early Pay*YesYesYesYesYes
Interest RateSee Rate Sheetn/an/an/an/a
All of our checking accounts come with: Free Debit Card, Free Online & Mobile Banking, Free eStatements, Direct Deposit, Unlimited Check Writing and more!

Kasasa Cash

You’re always working to improve yourself—your money should too. With this free checking account, you earn competitive interest on your checking balance. Time to put your money to work.

  • $10 minimum to open
  • High interest rate
  • Up to $25 on ATM fee refunds per qualification cycle
  • No minimum balance to qualify for high interest and ATM refunds

Kasasa Cash Back

You know what can make a big difference in your finances? Having a free checking account that gives you cash back on your debit card purchases. You’ll think this account was made just for you.

  • $10 minimum to open
  • Cash back on debit card purchases
  • Up to $25 on ATM fee refunds per qualification cycle
  • No minimum balance to qualify for cash back rewards and ATM refunds

Free Checking

You have plenty of things to worry about every day. Banking shouldn’t be one of them. Enjoy this free checking account that supports you.

  • A minimum deposit of $10 is required to open this account.

18/65 Checking

For our customers 18 years of age and under, or 65 years of age and older. Take advantage of this account that’s free of monthly service charges, offers free check orders, and has reduced insufficient funds fees – because around here, people come first.

Student Checking

As a student balancing school, work, and everything else, you’ve got a busy schedule. It’s why we created this free and simple student checking account that goes wherever you go. Plus, receive $10 when you open an account.

To earn your rewards, just do the following transactions and activities in your Kasasa checking account during each Monthly Qualification Cycle:

  • Have at least 12 Country Bank debit card purchases post and settle
  • Have at least 1 bill pay, 1 automatic ACH transaction, or 1 direct deposit post and settle
  • Be enrolled in and agree to receive eStatement

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $10.00 minimum deposit is required to open the Kasasa Cash Back or Kasasa Cash Checking account. $10.00 minimum deposit is required to open the Kasasa Saver account. Monthly direct deposit, automatic ACH transaction or bill pay transaction, POS transactions and be enrolled in and have agreed to receive estatements, are conditions of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one Kasasa checking account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash Back or Kasasa Cash Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact the Country Bank Customer Care Center at 800-322-8233 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Rates and rewards are variable and may change after account is opened. ATM fee reimbursements may be tax reportable, please consult your tax advisor. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Nationwide ATM withdrawal fee reimbursements, up to $25 per qualifying cycle, will be credited on the last day of the current statement cycle. If the Kasasa Cash Back or Kasasa Cash Checking account does not meet the monthly qualifications within four consecutive Monthly Qualification Cycles, the account will be converted to a Free Checking account. If a Kasasa Saver is linked to the Kasasa Cash Back or Kasasa Cash Checking, the Kasasa Saver will be converted to a Free Statement Savings account. Contact the Customer Care Center for additional information. Member FDIC /Member DIF. Kasasa, Kasasa Cash Back, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

* Early Pay grants access to your direct deposit up to two days prior to the scheduled payment date. Early availability of your ACH credit is based on the payer’s payment instruction. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible. Early Pay is automatic and there is no fee. This would include credits such as: direct deposits, federal tax returns, social security, child support, etc.