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Welcoming you back! Click here to check out our lobby reopening plan

Please Note: All Country Bank branch drive-ups will be open on Friday, July 3rd from 8 a.m - 2 p.m. and all offices will be closed on Saturday July 4th in observance of Independence Day. As always, our ATM's, Online and Mobile banking services are available 24/7.

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As a community bank, we firmly believe it’s our responsibility to support you and the rest of the community through each and every moment – from celebrating life’s ups, to cushioning its downs. That’s what we’re here for. Even when the future feels uncertain, a true partner should be there to help guide you through.

Our Main Street and Walmart locations in Ware will remain closed at this time. Please visit our closest location at
155 West Street, Ware.

Due to upcoming construction, the Palmer office will be offering drive-up service only until further notice.
Please visit our Four Corners office located at 191 Sykes Street in Palmer for lobby service.

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    • Online Account Opening: Click here to open an account today!
    • Online and Mobile Banking: Allows you to perform the following transactions from the comforts of your home. Don’t have Online Banking?  Sign up today!
      • Bill Payment (no need for stamps!)
      • Person to Person transfers
      • Account to Account transfers
      • Check your account balances
      • Deposit checks (Mobile Banking only)
    • Traditional and Interactive ATMs: Click here to find a location near you.
    • Drive-Up banking
    • Telephone Banking: 1-800-422-7132
    • Customer Care Center: A representative can be reached during normal business hours by calling 1-800-322-8233.

    As your friend and banking partner, you can be assured that all of your deposits are fully insured through the combined coverage of the FDIC (Federal Deposit Insurance Corporation) and the DIF (Depositors Insurance Fund).  All customers are insured by the FDIC up to $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

    The combination of FDIC and DIF insurance provides Country Bank customers with full deposit insurance on all their deposit accounts.

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    The school hallways may be empty for now, however, as your neighbor we want to be your partner to #KeepLearningAlive; after all, we think financial literacy is kind of a big deal.

    In partnership with our financial education friends at EVERFI, we are excited to make available to you their K-12 Family Portal that will allow you as parents to receive direct access to a library of digital courses.

    Get started here

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  • Contact Us

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    Please let us know if you are experiencing any financial difficulties in regard to the COVID-19 crisis so we can determine how
    best to assist you.

    Mortgage Lending Contact Form

    • To better assist you, please provide us a detailed description of your question.
    • This field is for validation purposes and should be left unchanged.

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  • As your banking partner, we want you to know we understand your concerns about your business, budget, cash flow and
    payroll during the COVID-19 crisis. Please contact us so that we can determine how we can best assist you and your business during this unprecedented economic time.

    Business Contact Us Form

    • To better assist you, please provide us a detailed description of your question.
    • This field is for validation purposes and should be left unchanged.

    As your banking partner, we want you to know we understand your concerns about your business, budget, cash flow and
    payroll during the COVID-19 crisis. Please contact us so that we can determine how we can best assist you and your business during this unprecedented economic time.

    Business Contact Us Form

    • To better assist you, please provide us a detailed description of your question.
    • This field is for validation purposes and should be left unchanged.

  • Please contact your lender directly if you need to discuss your business loan at Country Bank.

    SBA PPP Loans

    SBA Economic Injury Disaster Loan (EIDL) Program Grant

    • Administered by the U.S. Small Business Administration, the Economic Injury Disaster Loan Program offers up to $2 million in low-interest loans to small businesses and nonprofits which have been severely impacted by COVID-19.
    • At an interest rate of 3.75 percent (small businesses) and 2.75 percent (nonprofits) loans can be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact.
    • For more information on these loans, please visit the https://www.sba.gov/

    Valuable Resources

    Emergency Loans

    • The Worcester Regional Chamber of Commerce partners with the North Central Massachusetts Chamber on microloans and is now offering emergency loans of up to $20,000 to small businesses negatively impacted by COVID-19.
    • The loans, offered through its financing arm the North Central Massachusetts Development Corp. are in lieu of high-interest credit cards or expensive and unregulated online lenders.
    • The NCMDC still offers its regular loans of up to $150,000, although those take longer to approve.
    • To qualify for the emergency loan, businesses must provide two years of tax returns and demonstrate a direct financial impact of coronavirus on the business.
    • To inquire about a loan, please contact Sandie Cataldo or Brendan Hannen at the North Central Chamber.