Skip to Utility Navigation Skip to Primary Navigation Skip to Main Content
Country Bank Logo
Skip to Footer


Exciting New Affordable Housing Program

Posted on October 4, 2022

Country Bank is excited to introduce a new Affordable Housing Program featuring no down payment for first time home buyers. A first of its kind program will assist low to moderate-income families in purchasing a home. Country Bank has pledged 10 million dollars to the program to help make a difference for these first-time homebuyers.

This innovative no down payment program is designed to help those who need it most by offering 100% financing for single-family homes or condominiums and 95% financing for two family properties. In addition, the bank will cover 100% of the Private Mortgage Insurance (PMI) that traditionally adds to the monthly payment and will save the borrower hundreds of dollars each month. This feature also gives the borrower more purchasing power by not having to pay the cost of mortgage insurance. Certain restrictions and locations apply for this program.

Buying your first home can be very stressful; and not having the ability to save for a down payment prohibits many from purchasing a home, even when they can afford the monthly payment. “We are very pleased to offer a program that will make a difference for so many homebuyers in our communities,” stated Denise Walker, Senior Vice President of Retail Lending for Country Bank. “Owning your first home no longer has to be a dream; we have designed a program to help the dream of owning your own home a reality.”

Country Bank’s mortgage experts can assist those interested in learning more about the program or who may be ready to purchase a home. They will walk you through the process and will be with you every step of the way. It’s just one way that Country Bank makes a difference with its homebuyers.

The No Down Payment First Time Home Buyer Program is available until the 10 million commitment has been allocated. Please visit, a Banking Center, or call the Customer Care Center at 800-322-8233 to learn more.

Share on: