Country Bank for Savings, a Massachusetts chartered mutual savings bank with its Main Office located at 155 West Street, Ware, Massachusetts 01082, is applying with the Federal Deposit Insurance Corporation for permission to establish a full-service branch office at 158 North Main Street, Uxbridge, MA 01569. Any person wishing to comment on this application may file his or her comments in writing with the regional director of the Federal Deposit Insurance Corporation at the appropriate FDIC office located at 15 Braintree Hill Park, Suite 200, Braintree, MA 02184-8701 not later than 15 days from the date of this publication. The non-confidential portions of the application are on file at the appropriate FDIC office and are available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application file will be made available upon request.
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| First Time Homebuyer Program | This program is available to borrowers who have not owned a home in the last three years. Single family, two family and Condos qualify under this program. Country Bank will pay $1,500 toward closing costs.* Click here for the $1,500 incentive coupon. *A minimum of four (4) services, including Country Bank's Free Kasasa Cash® Checking account, must be established to receive the $1,500 closing cost credit. All accounts and services are subject to individual approval. Only valid on First-Time Homebuyer applications approved and closed with Country Bank. Other fees may apply. Validated promotion must be received no later than FIFTEEN (15) business days from the date of application. Home Owner's Guide to the Home Improvement Contractor (HIC) Program |
| Adjustable Rate Mortgages | Country Bank's Adjustable Rate Mortgage (ARM) has an interest rate that adjusts periodically throughout the term of the loan. Typically the initial rate on an ARM is lower than a Fixed Rate Mortgage, which may increase your borrowing power. |
| Fixed Rate Mortgages | Country Bank's Fixed Rate Mortgage features a permanent principal and interest payment over the term of the loan. This is the original and most popular of all mortgages. |
| MassHousing Operation Welcome Home | A loan program for Veterans offered in conjunction with MassHousing aimed at helping Veterans buy a home. First-time homebuyers who are US Armed Forces Veterans, Armed Services Reservists, National Guard members and surviving spouses of US Armed Forces Service men and women who died while on active duty are eligible for this program. |
| Home Possible & Home Possible Advantage | Country Bank offers the Freddie Mac Home Possible and Freddie Mac Home Possible Advantage Mortgages. These mortgages offer additional flexibility of higher loan-to-value and total loan-to-value ratios. |
| Construction Mortgages | Our Construction Loan is for individuals who prefer to build rather than buy. The Country Bank Construction Loan is available as a fixed rate or adjustable rate loan. We will take you from construction to permanent financing with one simple process and one closing. |
| Investment Properties | Country Bank offers financing to individuals looking to finance 1-4 family investment properties. Both fixed rate and adjustable rate products are now available at competitive interest rates and fees. Purchase and rehabilitation financing is available on Adjustable Rate Mortgage products. |
| Rural Housing Loans | Rural Housing Loans offer 100% financing programs in eligible rural areas. |
| MassHousing Mortgage | A MassHousing Mortgage offers a low down payment program for income-eligible individuals, available with and without Private Mortgage Insurance (PMI). |
| Land Loans | Country Bank offers two types of land loans; one for raw land and one for buildable lots. Different terms apply depending on which type of land you are financing. |
| Mobile Home Loans | Mobile Home Loans are available for mobile homes that are affixed to a permanent foundation on its own land. |
